Skip to main content
Authorize and capture is a two-step flow through PCI Booking’s Universal Payment Gateway (UPG). It separates the fund hold from the settlement, which is useful for delayed fulfillment scenarios like hotel bookings or rental reservations.

Pre-Authorize (Hold Funds)

The first step detokenizes your card token to place a hold on the cardholder’s funds. PCI Booking replaces the token with real card data and sends an authorization request to your configured PSP.
  • Submit a card token, amount, currency, and gateway credentials ID.
  • PCI Booking detokenizes and forwards the authorization to the PSP.
  • The PSP places a hold on the funds and returns an authorization reference.
  • No funds are transferred yet.
This is the same UPG detokenization mechanism as a charge. The only difference is the transaction type.

Capture (Settle Funds)

The second step settles a previous authorization. You reference the original transaction ID. No card token or card data is needed, since the PSP already has the authorization on file.
  • Submit the original transaction reference and the amount to capture.
  • The capture amount can be equal to or less than the authorized amount.
  • PCI Booking forwards the capture to the PSP, which transfers the funds.

When to Use

  • Hotels and travel. Authorize at booking, capture at checkout.
  • Rentals. Authorize at pickup, capture at return.
  • E-commerce. Authorize at order, capture at shipment.
  • Partial captures. Capture less than the authorized amount if the final total changes.
Both steps use the same UPG endpoint. Your systems never see card data at any point in the flow.

Next Steps

Charge

Process a simple one-step charge instead.

Refunds & Voids

Reverse or refund completed transactions.