What It Does
Risk assessment analyzes the stored card data against the payer’s billing information and IP address. It returns a risk level with contributing factors such as country mismatches and anonymous proxy usage. Use it as an input to your fraud prevention workflow.When to Use It
- Before processing high-value transactions.
- When a token is used from an unusual context.
- As part of automated fraud screening.
How It Works
Send the token’s cardURI along with the payer’s billing details to the risk assessment endpoint. PCI Booking cross-references the card’s issuer country, the payer’s billing country, and the client’s IP geolocation to produce a risk score.Example response
Risk Levels
Risk assessment is an advisory signal. Combine it with your own fraud rules to make accept/decline decisions.
Next Steps
Use Tokens Overview
All ways to use your tokens.
Charge
Process a payment after assessing risk.