Create Payments Library Session

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operation TOKENIZEcan only be used on select payment methods

Please be aware that tokenization is only available when selecting the payment methods card pay, ApplePay and GooglePay. Other payment methods can be used for charge only.

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3D Secure Authentication / Two Factor Authentication

3D Secure authentication - or two factor authentication is available as part of ApplePay, GooglePay and card pay.

For ApplePay, two factor authentication is always enabled and performed by Apple when the card owner interacts with their Apple device. When our system receives the card from ApplePay, it will always include the 3DS authentication results.results.

For GooglePay, it is available only partially, depending on how the card owner has interacted with GooglePay and the device used. If GooglePay performed two factor authentication, the card our system receives will include the 3DS authentication result.result.

For card pay, our customers can choose if they would like to have 3DS authentication performed once the card owner has entered their card details. If enabled, our system will perform the 3DS authentication and only if successful, will the chosen operation continue.